One engine. Every decision you have to defend.
Fraud, credit, underwriting, disputes, AML and agent payments: with Nyx, decide each one in the moment and keep the evidence to defend it later.
The deadlines putting decisions on the clock.
Nyx deploys in any regime. Each one is mapped with the first partner there.
RBI Authentication Directions 2025: risk-based authentication for cross-border CNP from 1 Oct 2026. DPIP live 1 Sep 2026, Phase 2 scoring before completion. RBI Outsourcing Directions, Nov 2025. DPDP obligations from 13 May 2027.
CBUAE Notice 3057, fines since 31 Mar 2026. CBUAE AI guidance of 11 Feb 2026: model inventory, bias testing, third-party review.
SAMA Counter-Fraud Framework, in force since 13 Apr 2026.
Verification of Payee (IPR). PSD3/PSR liability shift from 2028.
APP-fraud reimbursement, in force since 7 Oct 2024.
MAS Shared Responsibility Framework.
Scams Prevention Act 2025.
No federal mandate yet; liability pressure building.
What each pack decides.
Every pack answers one question, on your data, in your deployment. The status says how much is already built, so you can tell what a first pilot would involve.
Fraud management
Approve, review or decline a transaction or account action, inside the authorization path.
Agent trust
Is this agent what it claims, who delegated to it, and is the purchase inside the mandate’s scope, caps and expiry? For your own customer’s agent, or the merchants a PSP serves.
Credit risk
Extend, limit, price or decline exposure, with the policy that bound it and reasons a customer can be given.
Underwriting
Accept, refer or decline against written policy, with the clauses and evidence bound to the outcome rather than reconstructed later.
Disputes and chargebacks
Accept, represent or write off a claim inside network deadlines, where assembling the evidence is most of the work.
AML, KYC and monitoring
Onboard, clear, escalate or file, with a trail an examiner can follow without asking anyone to explain it.
Built, and can go into a pilot on your data.
Being written now with design partners. Agent trust, the evidence record and the evidence pack sit here.
Entities, features and policies being defined; the first partner shapes them. The PSP trust endpoint sits here.
Engine primitives in place; the pack is scoped with the institution that needs it first. Credit risk, underwriting, disputes and AML sit here.
Nothing here is a shipped production result; Nyx is pre-launch.
Bring us the decision you actually need to make.
If a decision has data behind it, a policy around it and an auditor after it, it maps onto the same primitives.
Candidates, not shipped packs. We will tell you which parts exist, which we would build with you, and how long a first pilot would take.
Which pack, and how far along.
What the labels mean and where to start.
Which pack should we start with?
Fraud management, in most cases, because it is the pack that is built and the fastest route into a first pilot. Any pack can be the entry point; the replay that starts an engagement runs on whichever decision you need.
What is a domain pack?
A versioned configuration declaring the canonical entities, mappings, features, models, policies, outcome taxonomies, prompts and decision actions one decision domain needs. Nothing domain-specific is welded into the engine, so adding a decision domain is a configuration exercise rather than a second procurement.
What do the status labels mean?
Pilot ready means built and ready to run on your data. In build means being written now. Open to design partners means the pack is built with whoever needs it first. Partner-led means the primitives are in place and the pack is scoped with the first partner. Direction means stated intent: not built, not in a pilot, not on a price list.
Who runs it day to day?
Your own teams. Fraud strategy, fraud operations and financial crime for the fraud pack; credit and risk teams for credit risk and underwriting. The same Command Center, Daily Brief and Workbench serve all of them.
Our decision is not on the list. Now what?
Adjacent decisions map onto the same primitives and are scoped on request: collections and recoveries, merchant onboarding risk, acquiring and portfolio risk, limit and exposure management, payment screening, eligibility and pricing. They are candidates, not shipped packs.